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Palm Bancorp, Inc. Announces the Presentation of First Northern Financial Scholars Certificates




June 19, 2014  4:00 PM DST



Palmerton, Pennsylvania June 19, 2014


     Palm Bancorp, Inc. (the “Company”), parent holding company for First Northern Bank and Trust Co. (the “Bank”), today announced the presentation of the First Northern Financial Scholars Certificates at the graduation ceremonies held on Tuesday evening at the Roberto Clemente Charter School in Allentown, Pennsylvania.  Jesenia Galindez, accompanied by Alexander Santos, two Vice Presidents of the Bank, were present to distribute the Certificates to seven graduating Seniors. Words of encouragement were offered by Ms. Galindez as the Certificates were distributed by Educator, Eric Frey. 


     Frank Checho, Vice Chairman of the Board of Directors and Co-Chief Executive Officer for the Company stated: “I am pleased that these individuals earned this accolade by taking an interest in personal finance. The Bank considers it our duty to educate young adults with the importance of personal finance. The lessons they have learned will serve them well in life and make them good responsible citizens. We deem this initiative partnered with EverFi a valuable component of our Community Reinvestment outreach.”


Powered by EverFi technology, the web-based learning high school platform uses the latest in new media technologies – video, animations, 3-D gaming, avatars, and social networking – to bring complex financial concepts to life for today’s digital generation. High school students will become certified in over 600 topics in financial education, allowing them to become more informed, responsible citizens.


The First Northern Financial Scholars Program is a 10-unit course that offers 6-8 hours of programming aimed at teaching, assessing and certifying students in a variety of financial topics including credit scores, insurance, credit cards, student loans, mortgages, taxes, stocks, savings, 401k’s and other critical concepts that map to national financial literacy standards.  The learning platform tracks knowledge gain as well as students’ attitudes and behaviors on these important issues.  Students who successfully complete the course receive certification in Financial Literacy, a valuable mark of distinction on college applications and resumes. 




Palm Bancorp, Inc. with $677 million in consolidated assets is the parent holding company for First Northern Bank and Trust Co., a state member of the Federal Reserve Bank of Philadelphia insured by the Federal Deposit Insurance Corporation.  The Bank serves individuals and businesses with eleven full service locations in Monroe, Carbon, Lehigh, and Northampton counties.


Additional information on First Northern Bank and Trust Co. may be obtained by visiting the Company’s web site at http://www.


CONTACT:           Jesenia A. Galindez, Vice President & Legal Officer / CRA Officer

                                First Northern Bank and Trust Co.


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