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Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Accounts

Beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the Standard Maximum Deposit Insurance amount of $250,000, for each deposit insurance ownership category.

With the expiration of the Dodd-Frank Insurance Provision, the Dodd-Frank Notices are no longer required. All Dodd-Frank Notices should be removed from your lobbies as well as the website. You may remove them as early as today, however they must be removed no later than January 2, 2013.