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and return it to your nearest
branch office.

Text Notifications

FNBT Helps Protect your MasterMoney® or ATM Card Every Minute of Every Day.

Our fraud detection program regularly monitors card transactions for signs of suspicious activity outside your normal spending patterns, such as purchases at unusual times or geographical locations, or purchases that are inconsistent with previously identified trends.

If potentially fraudulent transactions appear to be taking place, we’ll contact you immediately to verify their authenticity.

Getting in Touch with you Quickly is Critical to Stopping Potential Card Fraud.

  • You’ll receive a text message that contains the name of our bank, the dollar amount of the transaction, the name of the merchant and a 5-digit code. Please don’t reply to the message with any personal or confidential information.
  • If you authorize the transaction, simply reply to the message with the word “YES”. You’ll receive a confirming text message and can continue to use your card with confidence.
  • If you didn’t authorize the transaction, reply to the message with the word “NO”. After you receive a confirming text message, you’ll be immediately contacted by one of our fraud specialists. Please answer this important phone call.
  • If you’d like to opt out of receiving these important messages via text, you may reply with “STOP” to indicate your preference. From that point on, we’ll notify you by calling the phone number on your account. If we can’t reach you by phone, a letter will be mailed to your address.

Ways to help us protect you…

  • Keep us up-to-date on your mobile and home phone numbers and other pertinent contact information.
  • Traveling for an extended period of time? Contact us prior to your departure and we’ll adjust our monitoring tolerances to accommodate your travel or vacation charges.

*Text messages to your mobile device are free, but all other fees on calls and texts are subject to the terms of your voice/data plan with your mobile carrier.

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First Northern Bank & Trust | Fourth Street & Lafayette Avenue Palmerton, PA 18071

(800) 344-2274 | (610) 826-2239 Local | [email protected]

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