Welcome to FNBT Business Checking. In addition to offering the latest technologies, we enjoy providing our customers with friendly, personalized service throughout every business transaction.
Per Item Fees:
- Service Chargeable Debit $0.10
- Service Chargeable Credit $0.15
- Checks Deposited $0.10
- Cash Deposit $1.00 per $1,000
- ACH Credit $0.025
- ACH Debit $0.05
*Rate is subject to change without notice. Earnings credit is calculated on the collected balance in the account less the current reserve requirement.
All Accounts: Fees are set for a "nominal" amount of coin services. High-volume coin services will be assessed on an individual basis. Draws against unavailable funds will result in a charge equal to the current overdraft fee. See our schedule of service fees for additional fees that may apply.
**Interest is calculated using the daily balance method (applies a daily periodic rate to the account principal each day)
Accrual of interest on non-cash items (checks) begins on the business day you deposit them. If your account is closed within 90 days after opening, an early closing fee of $20 will be charged. After one year of zero account activity, a dormant fee of $5 per month will be charged.
*Interest Rates and Annual Percentage Yield are subject to change without notice. Interest will be compounded daily and credited to your account quarterly. Interest is calculated using the daily balance method (applies a daily periodic rate to the account principal each day). Accrual of interest on non-cash items (checks) begins on the business day you deposit them. If your account is closed within 90 days after opening, an early closing fee of $20 will be charged. After three years of zero account activity and a balance below $100, a dormant fee of $12 per quarter will be charged.